Smoky Mountain Trader

September 9, 2021

The Smoky Mountain Trader a free Classified paper serving 12 counties in 3 states. Hamblen, Knox, Jefferson, Cocke, Grainger, Sevier, Hancock, Hawkins, Claiborne and Greene Counties in Tennessee. Plus Lee County Virginia and Bell County Kentucky.

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Portable Oxygen Concentra- tor May Be Covered by Medicare! Reclaim indepen- dence and mobility with the compact design and long-last- ing battery of Iogen One. Free Information kit! Call 1-877- 691-9468. *MB GET HOME INSURANCE WITH CUSTOMIZE COVERAGE. Call for a free quote. 423-707-2355. *ACS FREE AUTO INSURANCE QUOTES for uninsured and insured drivers. Let us show you how much you can save! Call 423-492-0090. *ACS Up to $15,000 of GUARANTEED Life Insurance! No medical exam or health questions. Cash to help pay funeral and other final expenses. Call Physicians Life Insurance Company 844-959-1488 or visit Life55plus.info/mtntrdr *MB 335 Education COMPUTER & IT TRAINING PROGRAM! Train ONLINE to get the skills to become a Computer & Help Desk Professional now! Grants and Scholarships available for certain programs for qualified applicants. Call CTI for details! 844-925-2116 (M-F 8 am - 6 pm ET) 350 Legal Services Do you own over $10,000 to the IRS or State in back tax- es? Get tax relief now! We'll fight for you! 423-714-0012 (Hours: Mon.-Fri. 10 am-8pm EST. ATTENTION: Auto Injury Victims. If you have suffered a serious injury in an auto accident, call us! OUr attorneys have the experience to get you the full compensation you deserve! Call Now: 865-338-7847 *ACS 356 Excavation & Dirt Work LEFFEW DIRT WORKING SERVICES: Bobcat, Trackhoe, Bushhogging, dump Truck Services. Best Rates. Will Beat any other price!! 423-312-7871 Free Estimates 357 Fencing BROWN's CUSTOM FENCING & CONSTRUCTION Farm and Ranch fencing, wood, hi-tensile, woven wire, barb wire, chain link, Pole Barns - We sell wood posts, gates and all types of fence materials. We rent bobcats and attachments 423-235-7400 or 800-249-6274 www.BrownsCustom Fencing.com 375 Plumbing Pic: UltraFalls Pump.jpg Pumping Water Continuously? UltraFalsl Super Efficiency Low-Head Water Pumps $ave Thousands!!! (4) Sizes from 7,000 GPH to 18,000 GPH "Performance Like No Other!" $799 to $1,195 * Long Life * Water Falls * Pond/Lake Transfer * Low Heat & Virtually Silent * Pays For Itself * Just 2.3 amps! www.fishpondaerator.com Call 7 Days / Week! (608) 254-2735 Fish People since 1955 HughestNet Finally, superfast internet no matter where you live. 25 Mbps just $59.99/mo! Unlimited Data is Here. Stream Video. Bundle TV & Internet. Free Installation. Call 423-690-9761. *ACS 395 Roofing & Guttering R.S.G. HOME IMPROVEMENT Residential or commercial. Roofing: all types and repairs,Siding, vinyl siding, soffit, guttering, windows, and doors. We paint metal roofs,houses, mobile homes, and barns. We do interior and exterior painting. Plumbing repairs. Over 45 years experience. Free Estimates. All work guaranteed. Call 423-293-5078 420 Construction pic: Pole Barn.jpg Smith Pole Barns We Build Pole Barns Licensed & Insured 423-231-5760 If you are reading this, so are other people. Sell your un- wanted items in The Smoky Mountain Trader classified. Call 423-587-1700 to place your classified ad. Balancing Fun & Balancing Fun & Finances Finances It's been called the "Great Resignation" – the large number of Americans voluntarily leaving their jobs. If you plan to be part of it (ideally with another source of employment lined up), you'll need to make the financial moves necessary to keep making progress toward your long-term goals. Here's some background: After a year in which the pandemic caused so many people to lose their jobs, the economy is opening back up, but the "quit rate" – the number of jobs people have voluntarily left – has been breaking records. Some economists say this high quit rate is because people are confident of getting better jobs, with higher pay and more flexibility to work at home, or because they are preparing to start their own business or join the gig economy. If you're thinking of joining this temporary migration from the workforce, how can you help ensure that you'll be financially stable and can continue to make progress toward your long-term goals? Your first move is to look clearly at your financial situation. As mentioned above, it's best to have new employment in hand before you quit your job. Alternatively, perhaps you have a spouse or life partner who earns enough to sustain the two of you, or you've built up an emergency fund that gives you a cushion. However, if your short-term income is less than you previously earned or you need to go without a paycheck for a while, could you still pay your bills? If you are strapped for cash, you might be tempted to tap into your 401(k) or other employer-sponsored retirement plan. But this move will generally result in taxes and, if you are younger than 59 ½, a 10 percent penalty as well. Because of this, and because your retirement accounts are designed to be a financial resource after you retire, think twice before dipping into these funds if you leave your current employer. If your employer allows it, you can leave your money in the 401(k) so you'll still be accumulat- ing resources for retirement. You also have the option to roll those funds into an individual retirement account (IRA) or a new employer's retirement plan. And if you plan to work for yourself as a freelancer, consultant or business owner, you'll still want to save toward retirement. Possible retirement plans for the self-employed include an "owner-only" 401(k), a SEP-IRA or a SIMPLE IRA, all of which may be relatively easy to establish and offer tax benefits. A financial advisor can help you find a retirement plan that's appropriate for your needs. Here's something else to keep in mind – an emergency fund. As mentioned above, if you already have one, you'll have some breathing room if you're thinking of leaving your job and might have a temporary gap in income. But as the name suggests, an emergency fund is there to help cover unexpected costs, such as a major home repair, without forcing you to take out a loan, or cash out part of your longer-term investments. So, if you are planning to tap your emergency fund, work to restock it as soon as possible. If you're participating in the "Great Resigna- tion," it means you're feeling positive about your future employment prospects, which is great. But you'll want to support that optimism with a strong financial foundation. Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. APPALACHIAN APPALACHIAN AUTO REPAIR AUTO REPAIR APPALACHIAN AUTO REPAIR 520 Jarnigan Ave. 520 Jarnigan Ave. Morristown, TN Morristown, TN 423-587-2260 423-587-2260 520 Jarnigan Ave. Morristown, TN 423-587-2260 Brakes $89.99 Per Axle Alignment $44.99 Oil Change & Tire Rotation $34.99 © SMT Page 10 - The Smoky Mountain Trader - September 9 - September 15, 2021 www.thesmtrader.com

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