Smoky Mountain Trader

April 8, 2021

The Smoky Mountain Trader a free Classified paper serving 12 counties in 3 states. Hamblen, Knox, Jefferson, Cocke, Grainger, Sevier, Hancock, Hawkins, Claiborne and Greene Counties in Tennessee. Plus Lee County Virginia and Bell County Kentucky.

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CLASSIFIED ADS WORK! 238 Lawn Equip pic: FishPondAerators.jpg CasCade 5000 Floating Pond Fountain Aerator Factory Direct - $869.95 $ave Hundreds!!! 10-15 Ft. High! Elegance & Improved Water Quality Complete 1 HP unit w/Light, Timer, 100 ft. power cord & 1 year warranty! Pre-Assembled - installs in minutes! Call 7 days/week 608-254-2735 Fast UPS Shipping! www.fishpondaerator.com 240 Pets AKC Chihuahua Puppies!!! Very small, chocolate Chihuahua Pups, 1 male, 1 female, parents on premise, beautiful markings! Hurry! Won't last! Male $250; Female $250. Weened and wormed. Ready for Furever Home. Call Cell 423-312- 7100 or 423-736-7333 or at home 423-293-0901. 245 Livestock BROWN'S CUSTOM FENCING & CONSTRUCTION. All types fencing & hoop structure buildings. Barn & fence painting NOW AVAILABLE!. Call 423-235-7400 or 800-249-6274 www.brownscustom fencing.com 255 Church Related Looking for Praise and Wor- ship Band Members including keyboard and base player. We have the instruments! Sunday only at the time. Call for more info 423-748-2498. The COVID-19 pandemic may end up changing our lives in some significant ways. To cite one example, it's likely we'll see a lot more people continue to work remotely, now that they've seen the effectiveness of tools such as video- conferencing. Education, too, may be forever changed in some ways. Perhaps just as important, though, is how many people may now think more about the future – including how they invest. If you work with a financial professional, you may have connected with this individual over the past several months through a video- conferencing platform, rather than in person. Some people like this arrangement because it offers more scheduling flexibility and eliminates the time and effort of traveling to and from an appointment. Others, however, still prefer face-to-face contact and look forward to when such arrangements will again be practical and safe for everyone involved. But if you're in the first group – that is, you prefer videoconferencing – you may now wish to use this communication method in the future, at least some of the time. But beyond the physical aspects of your investing experience, you may now be looking at some changes in your investment strategy brought on, or at least suggested, by your reactions to the pandemic. For example, many people – especially, but not exclusively, those whose employment was affected by the pandemic – found that they were coming up short in the area of liquidity. They didn't have enough easily accessible savings to provide them with the cash they needed to meet their expenses until their employment situations stabilized. Consequently, some individuals were forced to dip into their long-term investments, such as their 401(k)s and IRAs. Generally speak- ing, this type of move is not ideal – these accounts are designed for retirement, so, the more you tap into them early, the less you'll have available when you do retire. Further- more, your withdrawals will likely be taxable, and, depending on your age, may also be subject to penalties. If you were affected by this liquid- ity crunch, you can take steps now to avoid its recurrence. Your best move may be to build an emergency fund containing three to six months' worth of living expenses, with the funds held in a separate, highly accessible account of cash or cash equivalents. Of course, given your regular expenses, it may take some time to build such an amount, but if you can commit yourself to putting away a certain amount of money each month, you will make progress. Even having a few hundred dollars in an emergency fund can help create more financial stability. Apart from this new appreciation for short-term liquidity, though, the foundation for your overall financial future should remain essentially the same. In addition to building your emergency fund, you should still contribute what you can afford to your IRA, 401(k) and other retirement plans. If you have children you want to send to college, you might still explore college- funding vehicles such as a 529 plan. Higher education will still be expensive, even with an expansion in online learning programs. Post-pandemic life may contain some differences, along with many similarities to life before. But it will always be a smart move to create a long-term financial strategy tailored to your individual needs, goals and risk tolerance. Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning attorney or qualified tax advisor regarding your situation. Will investors change behavior Will investors change behavior after the pandemic? after the pandemic? www.tnsrbenefits.com Email: tnsrbenefits@charter.net 423.581.1004 IND. HEALTH INSURANCE ENROLLMENT OPEN UNTIL (Under 65) AUGUST 15th NEVER A CHARGE FOR OUR SERVICE w 4 Tennessee Senior Benefits Tennessee Senior Benefits 2351 East Morris Blvd. (ACROSS FROM COLLEGE SQUARE MALL) 215 E. Morris Blvd • Morristown Mon-Sat 9:30-7 • Sun 12-5 423-318-8787 NEW SELECTIONS & NEW SHOES & BOOTS ARRIVING DAILY ©SMTPub, Inc. www.elliottsboots.com • Find us on Facebook! Boots & Shoes Work • Outdoor & More Ariat • Danner • Merrell • Keen • Ugg • Lucchese • Justin • Sanuk • Frye Yeti • Kavu • Rocky • Reef • Teva • Chaco • Hunter 215 E. M Mon- 423 orristown 12-5 787 ©SMTP I ub Inc nc nc n ©SMTPub, Inc. GIFT CARDS GIFT CARDS AVAILABLE! AVAILABLE! Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham APPALACHIAN APPALACHIAN AUTO REPAIR AUTO REPAIR APPALACHIAN AUTO REPAIR 520 Jarnigan Ave. 520 Jarnigan Ave. Morristown, TN Morristown, TN 423-587-2260 423-587-2260 520 Jarnigan Ave. Morristown, TN 423-587-2260 Brakes $89.99 Per Axle Alignment $44.99 Oil Change & Tire Rotation $34.99 © SMT Page 6 - The Smoky Mountain Trader - April 8 - April 14, 2021 www.thesmtrader.com

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