Smoky Mountain Trader

November 19, 2020

The Smoky Mountain Trader a free Classified paper serving 12 counties in 3 states. Hamblen, Knox, Jefferson, Cocke, Grainger, Sevier, Hancock, Hawkins, Claiborne and Greene Counties in Tennessee. Plus Lee County Virginia and Bell County Kentucky.

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Pull Camper (needs work). $400. Call 423-300-9246. Electric Stove. $99. Call 423- 300-9246. pic: stevezmaskz.eps Face Masks For Sale, Handmade using cotton fabric. Over 150 designs to choose from Visit SteveZMaskZ.com LIVE PAIN FREE with CBD products from AceWellness. We guarantee highest quality & most competitive pricing on CBD Products. Softgels, oils, skincare & more! SAVE20 Call 888-490-7572 I'm obsessed with Ebates! (The #1 Cash Back Site) and think you will be too! Get a $10 bonus when you sign up with my free invite link! https://go.ebat.es/ h4OP1vzjxx WATER DAMAGE? RESTO- RATION & REMOVAL. 24 hour emergency service. Get help before mold can start to grow! Our agents will come to your home to give you a quote for quick complete cleanup. Don't wait! Call now! 423-707- 2316. CREDIT CARD DEBT? Fi- nancially Stressed Out? Stop the harassment! Make one monthly payment YOU can AFFORD! Get help now and save! Call Toll Free 877-386- 4238. 7' Pool Table $99. Call 423- 300-9246. ARE YOU BEHIND $10k OR MORE ON YOUR TAXES? Stop wage & bank levies, liens & audits, unfiled tax returns, payroll issues & resolve tax debt FAST. Call 423-714- 0012. It's almost Thanksgiving. And although 2020 may have been a difficult year for you, as it has been for many people, you can probably still find things for which you can be thankful – such as your family. How can you show your appreciation for your loved ones? HERE ARE A FEW SUGGESTIONS: Invest in your children's future. If you have young children – or even grand- children – one of the greatest gifts you can give them is the gift of education. You may want to consider contributing to a higher education funding vehicle. Be generous. Do you have older children, just starting out in life? If so, they could well use a financial gift to help pay off student loans, buy a car or even make a down payment on a home. You can give up to $15,000 per year, per recipient, without incurring gift taxes. Of course, you don't have to give cash – you might want to consider presenting your children with shares of stock in compa- nies they like. Review your insurance coverage. If you weren't around, it would leave some gaping holes – financial and otherwise – in the lives of your family members. That's why it's essential you maintain adequate life insurance. Your employer might offer a group plan, but it may not be sufficient to meet your needs. There's no magic formula for determining the right amount of coverage, so you'll have to consider a variety of factors: your age, spouse's income, number of children and so on. Also, you may want to consider disability insurance – if you were unable to work for a while, it could cause a real problem for your family's finances. Preserve your financial indepen- dence. When your children are young, you take care of them. But you certainly don't want them to have to do the same for you – so it's essential you maintain your financial independence throughout your life. You can do this in at least a couple of ways. First, consider investing regularly in your 401(k), IRA and other retire- ment accounts. The greater your resources during your retirement years, the less you may ever need to count on your family. And second, you may want to protect yourself from the devastating costs of long-term care, such as an extended nursing home stay. A financial professional can suggest a strategy to help you cope with these expenses. Create an estate plan. To leave a legacy to your family, you don't have to be wealthy – but you do need a compre- hensive estate plan. You'll have to think through a lot of questions, such as: Have I named beneficiaries for all my assets? How much do I want to leave to each person? Do I need to go beyond a simple will to establish an arrangement such as a living trust? For help in answering all these issues, you'll want to work with an attorney. By making these moves, you can show your loved ones, in a tangible way, how much you value them – and that can help you keep the spirit of Thanksgiving alive all year long. Ideas for Thanking Ideas for Thanking Your Family Your Family Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning attorney or qualified tax advisor regarding your situation. Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham 215 E. Morris Blvd • Morristown Mon-Sat 9:30-7 • Sun 12-5 423-318-8787 NEW SELECTIONS & NEW SHOES & BOOTS ARRIVING DAILY ©SMTPub, Inc. www.elliottsboots.com • Find us on Facebook! Boots & Shoes Work • Outdoor & More Ariat • Danner • Merrell • Keen • Ugg • Lucchese • Justin • Sanuk • Frye Yeti • Kavu • Rocky • Reef • Teva • Chaco • Hunter 215 E. M Mon- 423 orristown 12-5 787 ©SMTP I ub Inc nc nc nc n ©SMTPub, Inc. GIFT CARDS GIFT CARDS AVAILABLE! AVAILABLE! 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