Smoky Mountain Trader

June 25, 2020

The Smoky Mountain Trader a free Classified paper serving 12 counties in 3 states. Hamblen, Knox, Jefferson, Cocke, Grainger, Sevier, Hancock, Hawkins, Claiborne and Greene Counties in Tennessee. Plus Lee County Virginia and Bell County Kentucky.

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560 Trucks-Vans- 4x4s pic: 14 Ram Van-DA.jpg 2014 Dodge Ram, Cargo Van, 146K Miles, #3614 - $4,995 + TT NO DOC FEES! Call David at 423-616-0043 pic: 06 MPV-DA.jpg 2006 Mazda MPV Van V6, Auto, Cold Air, #5018 $1,850 + TT NO DOC FEES! Call David at 423-616-0043 pic: 04 Xterra-Silver-DA.jpg 2004 Nissan Xterra 4x4 V6, Auto, Local Trade, All Power #2236 $2,950 + TT NO DOC FEES! Call David at 423-616-0043 565 Auto Parts PARTING OUT 2008 Chevy Trail Blazer. Call For More Info 423-616-0043. There's certainly been plenty of volatility and uncertainty the past few months, but one aspect of your financial picture has probably remained stable: your need for insurance. And since National Insurance Awareness Day is observed on June 28, now is a good time to review your overall insurance coverage to determine if you and your loved ones are well-protected. You might be surprised at the lack of protection among your fellow citizens. Less than 60 percent of Americans have life insurance, and just about half of those with insurance are underinsured, according to LIMRA, a research organization. Of course, you might think the reason so many people don't have insurance is because they don't need it. But just about every age group can benefit from life insurance. If you have a house and a family … Your insurance needs are obvious: If something happened to you, could your mortgage payments still be met? How about your car payments? Doctor's bills? College for your children? Even if you have a spouse or partner who earns a decent income, your family could still have big trouble paying its bills if you weren't around. If you're young and single with no family responsibilities … If you're in this group, why would you need life insurance? For one thing, perhaps you owe money together with someone else – you might, for example, be a joint debtor on a mortgage. If you passed away, your co-debtor would be responsible for the entire debt. And just because you don't have family responsibilities now, it doesn't mean you never will. If you have a family history of serious health issues, which may eventu- ally affect you, you could have trouble getting life insurance later, or at least getting it without paying a lot. Now, when you're young and healthy, the coverage is available and may be more affordable. Your children are grown and you're retired … If you retire with debt or have a spouse dependent on you, keeping your life insurance is a good idea, especially if you haven't paid off your mortgage. Plus, life insurance can be used in various ways in your estate plans. Even if you recognize the need for life insurance, though, you may be uncertain about how much you require. Your employer may offer insurance, but it might not be sufficient for your needs. And, perhaps just as important, if you leave your job, voluntarily or not, you'll likely lose this coverage. If you purchase a private policy, what's the right amount? You might have heard you need a death benefit that's worth seven or eight times your annual salary, but that's just a rough estimate. To determine the appropriate level of coverage, you'll need to consider a variety of factors: your age, income, marital status, number of children, and so on. Still, even after you've got the right amount in place, it doesn't mean it's set in stone. You should review your coverage regularly, and especially when you change jobs, get married or remarried, have children or experience any other major life event. Life insurance should be a key part of your overall financial strategy, along with your retirement accounts and other investments. Make sure you're properly covered – for today and tomorrow. Ensure You're Properly Insured Ensure You're Properly Insured Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and financial advisors are not estate planners and cannot provide tax or legal advice. You should consult your estate-planning attorney or qualified tax advisor regarding your situation. Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P., and in California, New Mexico and Massachusetts through Edward Jones Insurance Agency of California, L.L.C.; Edward Jones Insurance Agency of New Mexico, L.L.C.; and Edward Jones Insurance Agency of Massachusetts, L.L.C. ©SMTPUB INC Marcus Trantham Financial Advisor 6144 Cumberland Gap Parkway Suite 3 Harrogate, TN 37752-7861 Bus. 423-869-3608 Fax 888-810-2732 marc.trantham@edwardjones.com www.edwardjones.com/marc-trantham Tires, Oil Changes, Alignments, Brakes, Shocks, Struts 106 Hwy. 92 S. • Dandridge, TN 37725 865-397-3434 JEFFERSON FARMERS CO-OP ©SMTPUB INC BEAN STATION TIRE CENTER In Business Since 1959 (865) 993-2015 Broadway/Old Hwy. 25-E • Bean Station Broadway/Old Hwy. 25-E • Bean Station Broadway/Old Hwy. 25-E • Bean Station Tues. - Fri. 8:30 - 5:00 | Sat. 8:30 - 12:30 ©SMTPUB INC NEW LASER ALIGNMENT MACHINE (Most Alignments) $ 52 52 00 00 Only Only $ 52 00 Only ALL TIRES Includes Mounted & Balanced BRAKES INSTALLED & ROTORS TURNED (Most Cars) $ 89 89 00 00 $ 89 00 (Plus Tax) ROTORS TURNED (Carry In) (Each) $ 6 00 00 $ 6 00 Page 12 - The Smoky Mountain Trader - June 25 - July 1, 2020 www.thesmtrader.com

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