The Press-Dispatch
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A-6 Local Wednesday, Februar y 12, 2020 The Press-Dispatch Social Security Matters What happens to my benefits if I die at age 62? ©2020 HunterDouglas. All rights reserved. All trademarks used herein are the property of Hunter Douglas or their respective owners.11697423 Hunter Douglas offers a wide variety of window fashions in an array of fabrics, textures and colors. Contact us today. We're the Hunter Douglas experts, guiding you in the selections that'll make your home even more beautiful––whatever your style. Window fashions that have every style covered. Designer Screen Shades ©2020 HunterDouglas. All rights reserved. All trademarks used herein are the property of Hunter Douglas or their respective owners.11697423 Hunter Douglas offers a wide variety of window fashions in an array of fabrics, textures and colors. Contact us today. We're the Hunter Douglas experts, guiding you in the selections that'll make your home even more beautiful––whatever your style. Window fashions that have every style covered. Designer Screen Shades Your Window Fashions Store Since 1954 704 Main Street Jasper, IN 812-482-4040 Birmingham, Alabama attorney Robert Norris helps injured claimants, nationwide, collect cash benefits from Asbestos Trusts. "No representa- tion is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers." Special trusts have been set up by vendors and suppliers of the Petersburg Generating Station to pay asbestos victims. If you built or helped maintain the Petersburg Generating Station before 1982 you may have been exposed to asbestos - and not even know it. You could be entitled to multiple cash settlements without going to court, filing a lawsuit, or even leaving your house. Insulators, pipefitters, electricians, welders & other laborers who built or maintained the If you built or helped maintain the Petersburg Generating Station, and have been diagnosed with Lung Cancer (even if you are a smoker) - or Esophageal, Laryngeal, Pharyngeal, Stomach, Colon, or Rectal Cancer or know someone who died from one of these cancers, call 1-800-478-9578 Free Claims Analysis www.getnorris.com/asb Nationwide Service PETERSBURG GENERATING STATION Lung Cancer • Other Cancers AREA HAPPENINGS Celebrate Recovery–Will meet ev- ery Monday at 6 p.m. at the River of Life Church, 342 E. CR 300 N., Petersburg. For more information, contact Pastor Jim at 812-354-8800. Pike County History Center—Will meet the fourth Monday of each month at the History Center, 1104 Main Street, Pe- tersburg at 6:30 p.m. New members wel- come. For more information, contact Jean- nine Houchins at 812-766 -0463. History Center hours Monday,Thursday, Friday and Saturday from 9 a.m. to 4 p.m. DAR—Local chapter of the Daughters of the American Revolution meet the sec- ond Monday of each month September through June at 6 p.m. at the History Cen- ter in Petersburg. Free Clothing Bank–Oak Grove Church in Oakland City offers a free cloth- ing bank each Tuesday 9 -11 a.m. (Oakland City time) for everyone. They carry new and used clothing. Location is on Morton Street, just past Chuckles. Come to the gymnasium door located at the back of the church. Women's Cancer Support Group – The Lange-Fuhs Cancer Center at Memo- rial Hospital and Health Care Center of- fers a support group for women who have had cancer of any type or are currently un- dergoing cancer treatment. Sessions are the third Tuesday of each month from 6:30 to 8 p.m. in the Lange-Fuhs Cancer Cen- ter Conference Room, located at Memori- al Hospital and Health Care Center's Dor- bett Street entrance. For more informa- tion about the "Women's Support Group," visit www.mhhcc.org and click on "Class- es & Events," or call The Lange-Fuhs Can- cer Center at 812-996 -7488. Winslow Alcoholics Anonymous – will meet every Tuesday at 7:30 p.m. Call 812-789 -8535 for location of the meeting. Al-Anon meeting – Meetings are each Wednesday at 11:30 a.m., located at 424 W. 7th St. in Jasper. For more information, call 812-887-0349. Narcotic Anonymous – Every Wednesday at 7 p.m. at River of Life Fel- lowship Church. Gathering Place—Will be open every Thursday from 2-4 p.m. at 207 Lafayette Street, Winslow for the Food and Cloth- ing Pantry. For more information, call 812-582-5210. Odd Fellows IOOF Pacific Lodge #175 meeting–the second Monday of each month at 7 p.m. All area members are encouraged to attend. Otwell Ruritan–will have its month- ly meetings the second Monday of each month at 7 p.m. Pike Lodge #121 F&AM regular stated meeting–the second Tuesday of each month at 7:30 p.m. All area Masons are invited to attend. Jefferson Township Community Center of Otwell–will have its monthly meetings the first Monday of each month at 6:30 p.m. All members are urged to at- tend. "Creating Hope" For Cancer Pa- tients–Memorial Hospital and Health Care Center is offering Creating Hope® sessions on the first and second Tuesday of each month from 5:30 – 7:30 p.m. These sessions are designed for cancer patients, their families and caregivers. Art materi- als and an instructional book are available at each session. No previous art experi- ence is needed. Sessions are free and are in the Lange-Fuhs Cancer Center Confer- ence Room located at the Dorbett Street entrance of Memorial Hospital, 800 West 9th Street in Jasper. For more information about this class, visit Memorial Hospital's website at www.mhhcc.org and click on "Classes & Events," or call The Lange-Fuhs Cancer Center at 812-996 -7488. Perinatal Loss Support – Expectant parents who suddenly lose their child of- ten experience a wide range of emotions and grief. Memorial Hospital and Health Care Center offers "Perinatal Loss Sup- port" to assist those who have experi- enced the loss of a child (conception to one month of age) through the grieving process, and provide an atmosphere of confidentiality and comfort. For more information about Perinatal Loss Support, contact Theresa O'Bryan, Pastoral Care, at 812-996 -0219 or tobry- an@mhhcc.org. IN 15 Regional Planning Commis- sion—No February meeting of the Exec- utive Board. Advance notice will be sent for the next scheduled meeting. 4-H Pancake Roundup–Free all- you-can-eat pancakes from 9 -11 a.m. on Saturday, February 15 (rain date will be February 22), at the Pike Co. 4-H Fair- grounds. Come sign up for 4-H. $20 for grades 3-12, $5 for grades K-2. Contact Becky Steinhart for questions at 812-766 - 0667. Freewill donations for breakfast ac- cepted. "Your Health and Diabetes" Edu- cation – Discovering the diagnosis of di- abetes can be overwhelming. Memorial Hospital and Health Care Center wants to support you in this transition of life- style, and sponsors a continuing educa- tion group for persons with diabetes, pre- diabetes, or anyone who is interested in learning about the disease. The topic for the February class is "Diabetes and your Heart." This sup- port group is held the third Monday of each month and provides knowledge to help you feel more secure, manage prob- lems, and avoid hospitalization for diabe- tes-related issues. The next meeting will be Monday, February 17, from 6 -7 p.m. in Memorial Hospital's Mary Potter Meet- ing Room, at 800 West 9th Street in Jas- per. For more information, contact Memori- al Hospital and Health Care Center's Di- abetes Management and Prevention Ser- vices at 812-996 -0521. Information Session on Advance Care Planning - Advance Care Plan- ning (ACP) is about having conversa- tions concerning your medical choices and their benefits and risks at the end of life. It is important to state your wishes in case you are not able to make these de- cisions for yourself at some point in your future. ACP provides an avenue to take and maintain control over the health care decisions that impact their goals, values, and beliefs. When these conversations are held far in advance of the approach- ing death, there is greater family satisfac- tion at the time of death and less unnec- essary suffering from not knowing what loved ones wanted. Memorial Hospital and Health Care Center is providing a free information session to help you know how to begin these conversations and how to put de- sires in writing. You will also hear about the importance of selecting a person to speak for you if you become unable to speak for yourself. This information session will be of- fered on Wednesday, February 19, from 6:30 -7:30 p.m. in the Memorial Founda- tion and Health Ministry Office at 709 W. 9th Street in Jasper. Contact Kathy Burton at 812-996 -0329 or Sister Rose Mary Rexing at rrexing@mhhcc.org to pre-register. New Stroke Survivor and Caregiv- er Support Group – Memorial Hospital and Health Care Center, in conjunction with University of Louisville Health, is of- fering a new, free support group where stroke survivors and their family/care- givers can talk openly with others who share similar experiences. The first support group will be on Tuesday, February 25 from 1-3 p.m. in the Medical Arts Building Conference Center, located at 721 W. 13th Street in Jasper. The support group will be held monthly. Pre-registration is not required to attend. For more information about the Stroke Survivor and Caregiver Support Group, call Mary Jo Eaton Calhoun, BSN, RN, Telemedicine Services, at 812-996 -6364 or Brandie Beck, RN, Neuroscience Nurse Coordinator, at 812-996 -5912. You can also e-mail questions or comments to strokesupport@mhhcc.org. Dear Rusty: I have worked my entire life and contributed to Social Secu- rity. I have been single my entire life with no children. What happens to all that money I have contributed to Social Security if I die at age 62? Signed: Curious Worker. Dear Curious: From its inception in 1935, Social Se- curity has always been a "pay as you go" program where current workers contribute money from which current beneficiaries are paid. That's the way it has worked since the first Social Security pay- roll withholding occurred in 1937 and the first Social Security benefit was paid in 1940. And it works the same way today. Social Security FICA pay- roll taxes collected from cur- rent workers are used to pay all those who are currently receiving benefits. Any ex- cess collected which is not paid out in benefits is de- posited into a special Trust Fund and held in reserve for the future. My hope is that understanding this will dis- pel a far too widely held myth that the money you pay into the Social Security program from your paycheck is depos- ited into a personal account for you–it is not. Rather that money is used to pay bene- fits to all those who are al- ready collecting Social Se- curity. And the extra money in the Trust Fund is invest- ed in special in- terest-bearing bonds which contribute fur- ther to the Trust Fund's reserves (more about the Trust Fund in a minute). If you were to pass away at, or before, age 62, all the money you paid into Social Securi- ty via FICA payroll taxes will have already been spent to pay benefits to those already collecting Social Security. With no surviving depen- dents, there are no benefits to be paid from your lifetime work record. True you will have paid a great deal over your working career, but the system is designed so that when you retire your benefits will be paid for by those who are still working and paying into the system. Of course, it's a game of averages and Social Security says the "av- erage" longevity for a male today is about 84. So, unless you're already in poor health, chances are pretty good you will live beyond age 62. Chances are also pretty good that if you do, you'll get back much more in benefits than you have contributed. In fact, if you start collecting bene- fits at your full retirement age you will get back benefits at least equal to what you con- tributed within about five years (we've studied this carefully). Which brings us back to the Trust Fund. The Social Security Trust Fund held about $2.9 trillion in reserves at the end of 2018. But over the years the ratio of workers to beneficiaries has declined from 16.5 to 1 in 1950 to less than 3 to 1 to- day, so there are far fewer workers paying for beneficia- ries who are living much lon- ger. Starting in 2019, Social Security will pay out more in benefits than it received from FICA payroll taxes, which means the excess paid out in benefits will come from the reserves in the Trust Fund. That will continue, according to the most recent Social Se- curity Trustees' Report, until the Trust Fund is depleted in about 2035, at which time So- cial Security will only be able to pay out about 80 percent of benefits due–unless Con- gress acts soon to resolve the issue. And the solutions are well known; what's lacking in Congress is a serious biparti- san effort to fix the problem. LIVING FAITH CHURCH INTERNATIONAL 601 S. 9th Street, Petersburg Phone: 812-809-4544 Sunday study from 9 - 9:35 a.m.; Sunday service at 10 a.m.; Wednesday ser- vice from 6:30 -8 p.m. and Rise Youth Ministry (6th- 12th grade) Thursday eve- ning at 7 p.m. Prophetic worship this Wednesday from 6:30 -8 p.m. Women's Ministry on Sat- urday, Feb, 29, from 10 :30 a.m. to noon. Faith, fun and fellowship. Ladies 16 and older are welcome to join us. Beyond Yourself Class be- ginning March 1 and will be the first and third Sundays of each month beginning at 6:30 p.m. Youth Camp June 15 -19. Cost will be $110 per stu- dent. We live with a daring pas- sion and know that our time spent in this body is also time we are not present with the Lord. The path we walk is charted by faith, not by what we see with our eyes. All of this is a gift from our Creator God, who has pur- sued us and brought us into a restored and healthy rela- tionship with Him through the Anointed. And He has given us the same mission, the ministry of reconcilia- tion, to bring others back to Him. It is central to our good news that God was in the Anointed making things right between Himself and the world. This means He does not hold their sins against them. But it also means He charges us to proclaim the message that heals and restores our bro- ken relationships with God and each other (II Corinthi- ans 5:6 -7, 18 -19, The Voice). Check location and time for upcoming events, www. livingfc.org. Mailing address: P.O. Box 566, Petersburg, IN. More information at www.living- fc.org or call 812-809 -4544. Don and Christina Priest, Senior Pastors Ian and Samantha Rose, Youth Pastors Melissa Bowens, Reporter See additional church notes on page C-1. Church Adam Scales (812) 354-8488 adam.scales@infarmbureau.com