The Press-Dispatch

February 13, 2013

The Press-Dispatch

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The Press-Dispatch A-7 Wednesday, February 13, 2013 Area Happenings Fire destroys car Tuesday morning Fire destroyed a car in Campbelltown early Tuesday morning. The car, a Cadillac, at Don Ennis��� residence was a total loss. Above Carl Benner sprays water on the car. Petersburg Fire Chief Phil Taylor said they were able to keep the fire from spreading to a building nearby. The building was a ceramic covered block building, which Taylor said helped. Firemen got the call at about 1:24 a.m. and the car was completely engulfed at the time. Chief Taylor said he didn���t know who owned the car, which was a complete loss. Patoka Township also responded with a tanker to help with water supply, but the fire was contained quickly enough that they weren���t needed. How the recession has changed retirement their gains. Others moved their money to short-term savings, like CDs. But with interest rates so low, they���re actually losing money when you factor in inflation.��� Those are the two most common mistakes people make in retirement planning���having everything in either stocks or shortterm savings is a bad idea, he says. ��� Space your investments so they���ll come due as they���re needed,��� Rousseaux says. ���Plan some that can be available in the short term, for emergencies, and others that will be available as you age.��� Only 14 percent of Americans are very confident they���ll have the money to live comfortably in retirement, according to a 2012 survey by the Employee Benefit Research Institute. Here are Rousseaux���s suggestions for ensuring you���re Monica���s Meals in Minutes Seriously Simple Beef Stew By Monica Sinclair I have several free subscriptions for recipes from various sites. These include Betty Crocker, Pillsbury, Kraft and Taste of Home. This weekend, I tried a new recipe from Kraft that was emailed to me last month. It is a new twist on an old favorite and it was quite tasty. There were even leftovers for the next day. This rec- ipe can be cooked on the stove or in a crockpot. Enjoy! I f yo u have a ny quest ions or comments, send them to: Monica���s Meals in Minutes, PO Box 68, Petersburg, IN 47567 or email them to mealsinminutes@ pressdispatch.net. Ingredients you���ll need: 1 boneless beef chuck eye roast (2 lb.), cut into 1-inch chunks 2 cups water �� cup KRAFT Original Barbecue Sauce 1-1/2 lb. baking potatoes (about 3), cut into 1-inch chunks 6 carrots, peeled, cut into 1-inch-thick slices 1 onion, coarsely chopped �� cup A-1. Thick and Hearty Steak Sauce stove-top Directions: 1.Bring meat, water and 2.Add vegetables; stir. Cook, covered, 1 hour barbecue sauce to boil or until meat and vegein Dutch oven or large tables are tender, stirdeep skillet; cover. ring occasionally. Simmer on medium3. Stir in steak sauce; low heat 1 hour. cook 2 min. Slow-cooker Directions: 1.Place all ingredients 2.Cook on LOW 8 hours except steak sauce (or on HIGH 4 hours). in slow cooker; cover 3.Stir in steak sauce; with lid. cook 2 min. if it can get you there, it���s not necessarily going to keep you there.���There are a number of great, safer alternatives,��� Rousseaux says. One of those is fixed, indexed annuities. ���You loan an insurance company money and it guarantees you payments over a specified length of time. It���s a contract between you and the company,��� he explains. Fixed-rate indexed annuities have a minimum and maximum interest payment that���s linked to a common index, such as the Dow. When the Dow goes up or down, so does the interest rate, but it never go below the guaranteed minimum or above the guaranteed maximum. ���Your principal is safe and you can ride an up market without the risk,��� he says. With pension plans a luxury of the past and Social Security not a guarantee for the future, Rousseaux says whatever your age, it���s important to start planning now for retirement by creating your own private pension. ���The good news is, our life expectancy grows every year,��� he notes. ���It���s up to you to ensure that you have a great quality of life when you decide you no longer want to work.��� Conservation cropping systems workshops Workshops sponsored by the Conservation Cropping Systems for Soil Health and Productivity Project will be conducted at Vincennes University, Jasper Campus, March 13, March 15 at Southeast Purdue Agricultural Center in Butlerville and March 22 at the Diagnostic Training Center, Purdue Agronomy Research Center in West Lafayette. These workshops will discuss ways to make conservation cropping systems more successful on your farm. Topics include no-till and cover crops, including machinery adjustments, nutrient and pest management specific to conservation cropping systems and selecting and managing cover crops. How these systems help improve overall soil health will also be discussed. For more information, contact your local SWCD at 354-6120 ext. 3 or email info@iaswcd.org. Breathe Totally In In Comfort. Cool Breathe InComfort. Breathe Comfort. Call About our energy-efficient Let Breathe Inindoor Air Let us improveComfort. quality Breatheus improveComfort.Air quality In Your Your indoor Air Conditioners Let us improve Your indoor Air quality ��� Outstanding No Hassle Replacement��� limited warranty and ���Outstanding No Hassle Replace10 us parts limited warranty Your indoor Air and 10 ment��� limited Let yearLet us improve protection* warranty quality improve Your indoor Air quality ��� Outstanding No Hassle Replacement��� limited war yearpartslimitedwarrantyprotec��� ��� Quiet operation Outstanding No Hassleparts limited warrantywarranty and 10 year Replacement��� limited protection* tion* and 10 year parts limited ��� Energy efficiencies as high as 18 SEER��� warranty protection* ��� Completeregistration required central system provides year-round co ���Completecentralsystemprovides *Timely parts ��� Complete central systemperiod is for 10 yearparts if limited warranty. provides year-round comfort Limited warranty years ��� Outstanding No Hassle Replacement��� not registered dry, damag limited ��� Outstanding No Replacement���5limitedeliminateswarranty Hasslebe conditioned on for dry,will receive the air within 90 days of installation. 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Limited warranty period is 5 year Many models registered within 90 daysAsk installation. Jurisdictions where warranty benefits cannot be if not are ENERGY STAR�� qualified. of your contractor for details or visit www.energystar.gov. Se S e i l s. . conditioned on registration will receive thee registered limited warranty periods. Please see warra Timely registration required. e wa eta Timely registration ails r ra n See warranty certificate for See warranty certifica details. for d warran det t ty cer tificate for certificate for further details and restrictions. y cer tificate Many models are ENERGY STAR�� qualified. Ask your contractor for details or visit www.energy SEER Se Se Special Items Hallmark Valentines for all the special people in your life. Good Selection of Musical Cards, packages for school classrooms, Valentine���s Party goods and Valentine���s Day gifts. Willow Tree Figurines ew . 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Type Information Here Type YourYour Information Here LLC HEATING & AIR-CONDITIONING Comfortmaker.com �� 2010 International Comfort Products, LLC �� 2010 International Comfort Products, LLC TY PlUSH Valentine and regular �� 2010 International Comfort Products, LLC Jar candles votives and tapers MUSiC BoxeS SoY loTion CAnDleS **FRee GiFT wRAPPinG Marge���s a r ra *Timelyregistrationrequiredfor10yearpartslimitedwarranty.Limitedwarranty period is 5 years for parts if not registered within 90 days of installation. Jurisdictionswherewarrantybenefitscannotbeconditionedonregistration willreceivetheregisteredlimitedwarrantyperiods.Pleaseseewarrantycertificateforfurtherdetailsandrestrictions. SPRinG FRAGRAnCeS Unique Gift idea ew Se LibS Candy and nEW aRRiVaLS ColoniAl in new 10 10 10 18 10 10 if not registered year parts limited warranty. Limited warranty period is 5 years for parts *Timely registration required for 10 within 90 days of installation. Jurisdictions where warranty benefits cannot be conditioned on installation. Jurisdictions where warranty benefits cannot be if not registered within 90 days ofregistration willSreceive the registered limited warranty periods. Please see warranty e certificate for further the registered limited warrantytaperiods. Please see warranty i l s. Timely registration required. conditioned on registration will receive details and erestrictions. wa de r ra n See warranty certificate for details. ty cer tifi ate for certificate for further details and restrictions. STAR�� qualified.cAsk your contractor for details or visit www.energystar.gov. Many models are ENERGY Specials ay ntine���s D Vale You & Me The economy may be recovering, but some of the changes wrought by the Great Recession may be long-lasting. Anyone planning for retirement, no matter what their age, needs to take those changes into account, says financial advisor Philip Rousseaux, a member of the esteemed Million Dollar Round Table association���s exclusive Top of the Table forum for the world���s most successful financial services professionals. ���People in their 40s and younger have some time to retool their plan, but Baby Boomers need to think with more urgency,��� says Rousseaux, founder and president of Everest Wealth Management, Inc. ���A lot of boomers had all of their retirement investments in the stock market and, if they didn���t lose their principal, it will take some time for them to recoup part of that 14 percent. ��� Don���t take risks you can���t afford. This is another common mistake. ���Don���t put the bulk of your assets into anything that makes your principal vulnerable. Gambling that you���re going to win big on the market, or any other investment, means you also risk losing big.��� A portion of your investment should have a guaranteed return. ��� Seek any guidance from independent financial advisors. This has two benefits: Advisors who aren���t marketing their own products have no conflicts of interest. ���You wouldn���t go to a commissioned salesman for advice on buying a high-tech product. Instead, you���d probably turn to a trusted friend or an independent expert source, like Consumer Reports. Take the same care with something as important as your retirement.��� The second benefit is that independent advisors can devise creative, innovative solutions to meet the needs of individual clients. ��� Consider alternatives to the stock market. One of the effects of the recession is that the public realizes Wall Street is not a safe retirement plan. Even Abundance Expert offers three planning tips for Baby Boomers Al-Anon meeting���Meetings are conducted each Wednesday at 11:30 a.m., located at 424 W. 7th St. in Jasper. For more information call 812-887-0349. Right To Life Membership/Donation Drive���Daviess and Martin County Right To Life Organizations are having their Annual Membership/Donation Drive through the Month of Feb.. If you have not received a letter by mail and wish to contribute, mail your contribution to Right To Life, P.O. Box 41, Washington, IN 47501. Or you can go on-line at www.daviesscountyrtl. com and at the bottom of the page click ���Donate��� or under the ���Info Tab��� at the top, select ���Membership Info��� and follow the instructions. For more information, contact Louis Kavanaugh Jr. at 486-3658 or the RTL Office at 257-0222. Women���s Support Group���helps women with the journey through cancer and beyond. Sessions will be on the third Tuesday of every month from 6:30 to 8 p.m. in the Lange-Fuhs Cancer Center Conference Room located at Memorial Hospital and Health Care Center���s Dorbett Street entrance. Next session will be on Tuesday, Feb. 19. For more information, visit the website at www.mhhcc.org and click on ���Classes & Events��� or call Cheryle Daunhauer of the LangeFuhs Cancer Center at 996-0626. Pre-registration is not necessary. ���Breast-Feeding: Getting Started������Jasper Memorial Hospital and Health Care Center is offering an in-depth breast-feeding class, ���Breast-Feeding: Getting Started,��� on Wednesday, Feb. 13 from 6- 8 p.m. at Memorial Southside Office, located at 1100 West 12th Avenue in Jasper. The class is free for those delivering at Memorial Hospital. Pre-registration is required. For more information or to register for the class, visit Memorial Hospital���s website at www.mhhcc.org and click on ���Classes & Events��� or call the Community Relations department at 996-2399 or toll-free at 800-852-7279, ext. 2399. Saturday Morning Refuge Tour���Feb. 16 at 8 a.m. CST. Friends of the Patoka will lead a tour to some of the most popular Refuge areas. People of all ages, outdoor interests and birding skill levels are invited to attend. Meet at the Denny���s parking lot in Oakland City to begin our tour of areas such as Snakey Point, Bucks Marsh, Maxey Marsh trails, Boyd Trail and Monty���s Station. Call 812-569-4009 or find us on Facebook at facebook.com/PatokaRefugeFriends. Grief Recovery Program���To offer reassurance and comfort, Memorial Hospital and Health Care Center has developed a free support program called ���Grief Recovery.��� The series consists of five weekly sessions on Tuesdays, Feb. 19, 26, March 5, 12 and 19. The class will meet from 6:30-8:30 p.m. in the hospital chapel. For more information or to register, call 996-0219. Parkinson���s Disease Support Group���The Parkinson���s Disease Support Group at Memorial Hospital and Health Care Center allows Parkinson���s patients and their families to come together to share information and support. The next support group meeting will be Wednesday, Feb. 20 at 6:30 p.m. in Memorial Hospital���s Medical Arts Building Conference Center, located at 721 West 13th Street in Jasper. For more information, visit Memorial Hospital���s website at www.mhhcc.org and click on ���Classes & Events��� or call Nick Shreffler, Practice Manager, at 996-8578 or (219) 7891982. Pre-registration is not necessary. Heartsaver CPR with AED�� Memorial Hospital ��� and Health Care Center is offering a Heartsaver CPR class from 5:30-9:30 p.m. Wednesday, Feb. 20 in the Community Relations Classroom at Memorial Southside Office, 1100 West 12th Avenue in Jasper. Pre-registration is required. The fee for the course is $50. For more information or to register, please visit the hospital���s website at www.mhhcc.org and click ���Classes & Events��� or call the Community Relations department at 996-2399 or toll-free at 800-852-7279, ext. 2399. Pike County Solid Waste Management District 2013 Meeting Notice���Meetings will begin on Feb. 21 and will be bi-monthly thereafter at 3:30 p.m. in the courthouse basement. PCC Spring Gala���The Pike County Community Foundation will be having the 2013 Spring Gala on April 27 at the Glezen Revival Center. The Foundation will again this year have a grant opportunity for Pike County 501c3 organizations. The amount of the grant will depend upon the number of $50 tickets sold. The grant will be for a maximum of $2000. Those purchasing a $50 ticket will have one vote for each $50 ticket on the night of the Gala. In the case of a tie the money will be evenly divided between the successful organizations. Visit the Foundation���s website www.pikecommunityfoundation.org for more information. with purchase 303 Breckinridge Rd, Type Your Information Here MonRoe City �� 2010 International Comfort Products, LLC �� 2010 International Comfort Products, LLC Shop 716 Main St. 354-9372 Petersburg Regular Hours: Mon.-Thurs. 9-5; Fri. 9-6; Sat. 9-6 ���When you care enough to send the very best��� Craig Perry Vance Perry BOx35 Phone: 743-2382 FAx:743-2169 Email:perryshvac@gmail.com Complete Line of: Air Conditioning, Gas Furnaces, Heat Pumps, Whole-Home Air Cleaners, Humidifiers, Water Heaters and Water Conditioners �� 2010 International Comfort Products, LLC ��2010InternationalComfortProducts,LLC Pro req Vers Icon copy Proof AD ___ requi cD ___ Version pRoo Icon ___ AE____ copy _____ clIEn AD _________ cD _________ pRoof __ AE__________ clIEnt __

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